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Sberbank offers a number of insurance programs: voluntary life insurance, corporate insurance, insurance of property, vehicles, real estate, inventory items, special equipment, as well as insurance against accidents and illnesses of employees of companies and business owners.

  • vehicles
  • real estate
  • goods and materials
  • specialist equipment

As part of insurance programmes, the Bank, on behalf of its partner company, assists in preparing the policy/insurance agreement.

The Bank provides insurance policies for:

  • motor cars
  • freight transport.

Insured events:

  • motor hull insurance (theft, damage).

The Bank provides insurance policies for:

  • residential premises (apartments)
  • buildings, structures and construction in progress (non-residential premises);
  • plots, subsurface areas, etc.

Insured events:

  • fire
  • explosion
  • lightning strike
  • natural disasters
  • failure of water supply, sewage, heating or fire systems
  • fall of aircraft or any part thereof, falling trees, structures or other items
  • unlawful actions of third parties aimed at destroying or damaging the insured property
  • burglary, robbery or aggravated robbery
  • breaking of window panes, shop-windows and mirrors (if relevant).

The Bank provides insurance policies for:

  • inventory
  • goods for sale
  • semi-finished products, materials, etc.

Insured events:

  • fire
  • lightning strike
  • explosion
  • natural disasters
  • failure of water supply, sewage, heating or fire systems
  • unlawful actions of third parties aimed at destroying or damaging the insured property
  • burglary, robbery or aggravated robbery.

The Bank provides insurance policies for:

  • construction equipment
  • agricultural machinery
  • forestry machinery
  • road and other machinery.
  • Insured events:
  • fire
  • explosion
  • natural disasters
  • accident (accidental damage or destruction of insured specialist equipment, which occurred outside public roadways as a result of rolling over, falling, being run over by vehicles, or colliding with various objects (obstacles)
  • unlawful actions of third parties
  • fall of aircraft or any debris thereof, falling trees, structures or other items.

The Bank provides insurance policies for:

  • business owners
  • individual entrepreneurs
  • natural persons.

Insured events:

  • death as a result of an accident or illness
  • Group 1 disability as a result of an accident or illness.

  • An insurance policy is drawn up at a Bank’s office without having to apply to an insurance company.
  • Issuing a policy based on documents provided for a loan (pledge).
  • List of risks corresponding to real conditions of using the pledged property.

How to insure yourself:

  • Inform a Bank's employee that you wish to draw up a policy.
  • Read the Insurance Rules/Conditions provided by loan inspectors and customer managers.
  • Choose an offer that suits you most from among those offered by partner insurance companies.
  • Pay the insurance premium.
  • Sign the insurance documents.

* The customer's decision to draw up an insurance policy / insurance agreement is voluntary and will not affect the Bank's decision to provide bank services to such customer.



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