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Sberbank of Russia Demand Deposit Account

A permanent deposit account with allowed top-ups and partial withdrawals.

  • Annual Interest Rate: 
    — 0.01%, RUB, USD, EUR and other world currencies
  • Deposit Term: Permanent
  • Top-ups allowed
  • Partial withdrawals allowed
  • Minimum Amount: 
    — from RUB 10 
    — from USD 5 
    — from EUR 5 
    — from 5 conventional units in other currency equivalent to USD 5
Deposit TermPermanent
CurrencyRouble/US Dollar/Euro Pound Sterling
Swiss Franc/Swedish Krona/Singapore Dollar
Norwegian Krone/Danish Krone/Canadian Dollar
Australian Dollar/Japanese Yen
Minimum amountRUB 10/USD 5/EUR 5
Equivalent of USD 5 in Pound Sterling
Swiss Franc/Swedish Krona/Singapore Dollar
Norwegian Krone/Danish Krone/Canadian Dollar
Australian Dollar/Japanese Yen
Top-upNo limits
Partial withdrawalDown to the minimum balance

Interest Calculation:

Interest is calculated on a quarterly basis.

Early Termination:

When withdrawing the deposit, the income is calculated based on the actual period of holding the money on deposit and at the interest rate set for the deposit. In this case, if the interest rate has changed after opening the deposit account, the interest will be calculated based on every value of the interest rate applied pro rata to the period in which such interest rate has been effective after the deposit account was opened.

Special Terms:

  • Sberbank of Russia Demand Deposit Account in a currency other than RUB, USD and EUR cannot be opened in all offices of Sberbank. Please check the availability of deposit accounts in rare currencies by calling your local office of the Bank.

You can draw up a Power of Attorney and testamentary arrangements for your deposit account.

  • Contact your local office of the Bank and bring your passport or other identity document, as well as your pensioner ID card.
  • Sign a Deposit Account Agreement with the Bank.
  • Pay the deposit amount onto your account.
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