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Personal Loan Under Personal Surety

An optimum choice if you need a significant amount of money.

  • Loan amount: max RUB 3,000,000
  • Interest rate: min 19.5% — in roubles
  • Loan term — up to 5 years.
  • Loan consideration period: within 2 business days after the Bank receives the full package of documents.

Loan details:

  • Up to 3 million roubles for any purpose
  • Attractive interest rates without fees
  • The ability to take a spouse's income into consideration to increase the loan amount
  • An opportunity to receive a Visa Credit Momentum / MasterCard Credit Momentum card or a personalised credit card*

* The credit card may be issued after the approval and receipt of the consumer loan. The maximum limit is 150,000 roubles for a Visa Credit Momentum / MasterCard Credit Momentum instant card and 200,000 roubles for a personalized credit card.


For customers who have a salary card (deposit) or who receive their pensions on card/deposit accounts held with Sberbank:


  • only your passport is required for considering the loan application
  • reduced rates
  • a loan may be issued by any crediting office regardless of the place of registration within the Russian Federation
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