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Entering the newly-opened savings office in Saint Petersburg on March 1, 1842, Nikolai Kristofari, the Loan Treasury officer, could not have imagined that he would become the first ever customer of the financial institution destined to be so closely linked with the course of Russian history.

Sberbank of Russia is the historical successor of Savings Offices established by the decree of Tsar Nicholas I, which were originally two small institutions in Saint Petersburg and Moscow with 20 employees. Later they grew into a network of savings offices spread across the country that even during the hardest of times helped sustain the stability of the Russian economy. During the Soviet period, they were transformed into the State Labour Savings Banks system. They have now formed a modern universal bank, a large international group with a brand familiar in over twenty countries worldwide.

"This is only the beginning," they like to say at Sberbank. However, they still remember the history of the Bank – complex, yet rich and interesting, like the history of the whole country.

1841 — 1895

Emergence and development of the Russian banking sector.

The first client of the first Russian Bank

Up to 500 new clients per day

1895 — 1917

Banks flourish in pre-revolutionary Russia. Financial awareness of the public is on the rise.

3,875 savings bank outlets

2.000.000 savings account passbook holders

1917 — 1941

The first revolution and fundamental changes in the policy of Sberbank.

Savings bank outlets start making money transfers, issuing bonds and dealing in interest-bearing securities.

1941 — 1953

Sberbank operates through World War II and the post-war years, contributing to projects of national and global significance.

A new Savings Bank Charter was adopted.

1953 — 1991

Sberbank grows and evolves through the Soviet thaw, stagnation and perestroika years.

The number of savings bank outlets doubles from 40,000 to 79,000.

A 12-fold growth in the number of customers

1991 — 2008

Fundamental changes as Sberbank of Russia adapted to the new economic reality.

Sberbank deploy the first ATM's.

Sberbank creates its Private Pension Fund.

The new Sberbank Online service enables customers

2009

Sberbank of Russia sails through dire economic straits, and weathers the financial crisis.

Sberbank Business Online system is launched.

Sberbank ranks among the Top 20 largest banks globally in terms of market capitalisation.

Sberbank becomes the Title Sponsor of the Sochi 2014 Winter Olympics.

2010

Sberbank of Russia turns a new page in history with innovative solutions, new products and cutting-edge technology, ushering in the nation's future in banking.

Sberbank abolishes all fees previously charged for loan application review and loan issue.

Loan interest rates are lowered twice.

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