|Deposit term||91 days (3 months) – 1095 days (3 years)|
|Partial withdrawal||Not allowed|
- The interest is calculated at the end of the term.
When the Savings Certificate is called early, the income is calculated based on the actual period that the funds have been held on the Savings Certificate and at an interest rate of 0.01% p.a., effective at the date when the Savings Certificate is submitted for payment.
If the deposit is closed early, the interest will be recalculated without the monthly interest capitalization.
Terms of Renewal:
No renewal allowed
- With a Savings Certificate, you can:
Give it as a gift to friends or relatives (the certificate is in bearer form — you can just hand it over). Leave it in the Bank for safekeeping (free service).
If you lose your Savings Certificate, you can restore your title to it by applying to the court.
Note! Not all Sberbank offices perform transactions with Savings Certificates. For full information please refer to the List of offices issuing Savings Certificates.