Provided for buying a new or used car of a domestic or foreign make.
The car loan may be received without confirmation of income and employment.
- Loan amount: max RUB 5,000,000
- Initias instalment: from 15%
- Loan Term: up to 5 years
- Up to 5 million roubles without confirmation of income and employment*
- Buying a domestic or foreign car: both new and used**
- Without fees
- Quick decision on issuing a loan:
- within 2 hours — for customers who receive their salaries on the account held with Sberbank;
- within 1–2 business days — in other cases***.
- An opportunity to attract the spouse as a co-borrower subject to the cumulative income of both spouses
- An opportunity to receive a credit card of your choice:
- non-personalised Visa Credit Momentum / MasterCard Credit Momentum instant card with a limit of up to 150,000 roubles.
- personalised credit card with a limit of up to 200,000 roubles.
The credit card may be issued after the approval and receipt of the car loan.
* On condition of an initial instalment of 30% of the cost of the car with additional equipment.
** If you buy a used car, its age as of the date of the loan agreement must be:
- for domestic and Chinese cars — no more than 5 years;
- for other cars — no more than 10 years.
*** This period may be extended for 2 business days if the seller's car dealership is to be inspected.